Client Intake Portal
Australian Tax Estimate Tool
Estimate your income tax, Medicare levy, effective tax rate and the potential benefit of salary sacrificing to super. Based on the 2025–26 Australian resident individual tax rates.
Australian Tax Estimate
Generated 5 June 2026
Income
Enter your annual income figures.
Enter the net rental result after expenses. Use a minus amount for a rental loss.
Deductions
Work-related deductions, donations, accounting fees and other deductible expenses.
Personal Concessional Super
Optional personal contributions made before tax. These are treated as concessional contributions and taxed at 15% in your super fund.
Inputs
Tax Estimate
Medicare levy has been estimated at 2% of taxable income. Reductions or exemptions may apply.
Estimated Super Contributions
Employer super is estimated at 12% of gross wages only. Actual super may vary depending on employment arrangements and superannuation guarantee rules.
2025–26 Resident Individual Tax Rates
| Taxable income | Tax on this income |
|---|---|
| $0 – $18,200 | Nil |
| $18,201 – $45,000 | 16c for each $1 over $18,200 |
| $45,001 – $135,000 | $4,288 plus 30c for each $1 over $45,000 |
| $135,001 – $190,000 | $31,288 plus 37c for each $1 over $135,000 |
| $190,001 and over | $51,638 plus 45c for each $1 over $190,000 |
Based on the Australian resident individual tax rates for the 2025–26 income year.
This tool provides a general estimate only. It does not include all offsets, HELP/HECS repayments, Medicare levy reductions, Medicare levy surcharge, private health insurance adjustments, SAPTO, foreign income, capital gains concessions, reportable fringe benefits, reportable super contributions, Division 293 tax or other personal tax adjustments. Your actual tax result may differ.
Please speak with Regans Accountants before making tax planning or salary sacrifice decisions.