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DIV293 Calculator Estimate

Estimate the extra tax that may apply when your income and concessional super contributions exceed $250,000.

Your figures stay in your browser for this session unless you choose to email your results. If you request an email, we process the figures to send your PDF and record your contact details and request. Refreshing or leaving this page clears the figures from the calculator.

Does any of this apply to you?

These situations need a tailored calculation that this tool cannot provide reliably.

Financial year and income

$

This is your taxable income after deductions — not your gross salary or wages.

Concessional super contributions

Include contributions in the year your fund received them. Exclude non-concessional (after-tax) contributions. If valid carried-forward concessional cap space covers some of this, the full amount still counts here — don’t cap it at the standard annual concessional cap.

$

Employer super guarantee + salary sacrifice + any deductible personal contributions, combined.

Income adjustments & excess contributions

Optional — only if any of these apply to you.

DIV293 Calculator Estimate

Division 293 income$0

Taxable income plus reportable fringe benefits, net financial investment loss, net rental property loss and net family trust distribution tax amount, less super lump sum zero-tax elements and any assessable FHSS released amount.

Eligible contributions$0

Concessional contributions less excess concessional contributions.

Combined amount$0
Division 293 threshold$250,000
Amount over threshold$0
Taxable contributions$0

The lesser of your eligible contributions and the amount over the threshold.

Estimated Division 293 tax$0
Ask Regans a general question

Your calculator figures are not sent with this link.

This is an estimate only. The ATO issues its own Division 293 assessment separately, after it receives both your tax return and contribution information from your super fund — usually some time after you lodge. This estimate is not automatically deducted from this portal’s ordinary income tax refund estimate.

Please speak with Regans Accountants before making super contribution decisions.